Owners Gain 34% Higher Settlements with Independent Appraisals
Insurance Adjusters Undervalue 90% of Claims—Verify Your Vehicle's Accurate Market Value Before Accepting an Offer.
*Texas Department of Insurance (2024)
Vehicle Valuation Report
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Based on 158 live comparable listings from recent market data
| Photo | Vehicle | Mileage | Price | Days | Dealer |
|---|---|---|---|---|---|
2021 BMW X3 30i | 67,095 mi | $23,077 | 149 | Trolley Square Auto | |
2021 BMW X3 30i | 67,419 mi | $22,963 | 188 | Nucar | |
2021 BMW X3 30i | 66,622 mi | $23,502 | 35 | Habberstad Bmw |
When your car is totaled, insurance companies count on one thing: that you'll accept their first offer—in fact, that you won't even realize it's an offer.
The initial offer is almost always low—sometimes by thousands of dollars. But here's what they don't advertise: that number is negotiable. Real car owners are discovering they can increase their payouts by $1,500, $4,000, even $13,000 just by pushing back with the right information and evidence.
“We pretty much got $1,500 more... Always ask for more.”
“First offer was $23.5K... sent an updated list of comps and ended up receiving $28K.”
You don't usually need a lawyer taking 33% of your settlement. You don't need to accept an offer that won't even cover a comparable replacement vehicle.
What you need is the right information—an independent valuation that shows what your car is actually worth, backed by real market data they can't ignore.
“They initially tried to offer $9,800... The independent vehicle evaluator pegged it at $23,000. They cut me a check a week later.”
“We countered with $19k with comp listings... Finally settled around $17k, $7k higher than their original offer.”
The insurance adjuster's job is to close your claim quickly and cheaply. Your job is to make sure you get every dollar you deserve.
Our detailed vehicle valuation reports give you the ammunition you need to negotiate confidently. We combine multiple premium data sources to show you exactly what your vehicle is worth, find comparable listings in your area, and document your car's true value—the same evidence that's helping drivers across the country walk away with thousands more.
Stop leaving money on the table. Get the valuation that levels the playing field.
“Nearly doubled my payout just by sticking to my guns. I countered... they came up to $2,300!”
“I more than doubled the money I got back just by pushing back on their offer.”
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Data-backed advantages that put you in control of your settlement
Based on 2023-2025 Claim Data.
Policyholders see a median increase of over 30% proving ROI and value of an independent vehicle appraisal.
Data-Driven Disputes Accelerate Agreements.
Insurers Often Adjust Offers Upon Seeing Independent Evidence.
Appraisal clauses provide enforceable third-party decisions (appraiser + umpire) in 30-90 days, standard in most U.S. policies.
With total losses at 22.6% of claims (up 0.9 pts YoY) and used values falling to $13,445, total losses are more frequent than ever before.
Independent appraisers factor local trends potentially ignored by national models utilized by carriers.
Provides documented evidence to counter initial offers, often settling pre-appraisal.
Start with your vehicle information